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Finance Department

Get The Financing You Deserve TODAY!

If you are looking to finance your truck in St. Cloud, MN, we can help! Come down and see us at Minnesota Truck Headquarters and get approved today. We’ll get you Lifted, Loaded, and Jacked Up!

From big to small, factory to fully custom, we have the perfect vehicle to fit your lifestyle and your budget. We have the finance experts you need on your side, with the experience to help you get what you want. Bad credit, no credit, no problem! Just visit your Minnesota Truck Headquarters and let us get you approved.

The Right Kind Of Financing

We are proud to offer you flexible financing that is tailored to meet your needs, so you can drive home in the right vehicle. We even have special financing available to qualifying customers. Our partnership with local and national banks and credit unions gives you the best rates around. You work hard for your money and you deserve to keep more of it in your wallet. Are you ready to finance your pre-owned truck? To get started, Contact Us or Apply Online now.

We Make It Easy

At MTH, getting approved for financing is no longer a daunting task. We work with people from all walks of life and we’ll make sure you get the financing you need. We understand that life can be hard sometimes and we believe you deserve a second chance. We have the experts that can help those with no credit or even bad credit get the approval they need for their plow, work truck, custom truck, or even a commercial truck so you can get back on the road and back to work. Are you curious about what your monthly payment may look like? Use our Easy Loan Payment Calculator to get an accurate estimate.

Your Minnesota Truck Headquarters

At Minnesota Truck Headquarters, we are honored to serve the St. Cloud community and beyond. We have a fantastic selection of Pre-Owned Vehicles, including cars, SUVs, and all varieties of trucks like plows, commercial and work trucks, or even custom trucks; giving you the best options around. We have the finance experts with the experience and knowledge to get you the approval you deserve. Take advantage of our competitive interest rates and get a low monthly payment that fits your budget. Be sure to ask about our service contracts so that you can protect your investment, too. We look forward to helping you get everything you need at Minnesota Truck Headquarters today.

**Whether you are shopping for a vehicle or you already have one, don't forget to protect your investment with a Minnesota Truck Headquarters vehicle service contract. Ask you Finance staff for more information!

Financing OAC: On Approved Credit

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Did You Know?

You can get your credit report absolutely free! To order your credit report, including your credit score, just contact one of the three major credit reporting agencies by phone or via their website.


Toll Free: 800-685-1111


Toll Free: 888-397-3742


Toll Free: 877-322-8228
1805 Highway 23 NE
Saint Cloud


  • Monday
    9:00am - 7:00pm
  • Tuesday
    9:00am - 7:00pm
  • Wednesday
    9:00am - 7:00pm
  • Thursday
    9:00am - 7:00pm
  • Friday
    9:00am - 7:00pm
  • Saturday
    9:00am - 6:00pm
  • Sunday

Contact Information

1805 Highway 23 NE
Saint Cloud, MN 56304
Phone: (320) 230-6064
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